Investors

Underwrite any rental in minutes.

Set price, financing, rent, and operating costs and see cap rate, monthly cash flow, and cash on cash return instantly. Then let's pressure-test the real deal together.

Your numbers

Property & financing

$750,000
25.0%
7.0%
30 yr
$3,200
$6,500
$1,500
$0
5.0%
5.0%
8.0%

Estimates only, closing costs assumed at ~3% of price. Adjust to your scenario; verify financing, taxes, and rents before relying on these numbers.

Monthly cash flow

-$1,785

-$21,420 / year after mortgage & expenses

Cap rate

3.1%

Cash on cash

-10.2%

Gross yield

5.1%

Cash invested

$210,000

Mortgage (P&I)$3,742
Operating expenses$1,243
Net operating income (yr)$23,488

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How to read your numbers

Cash flow, cap rate, and cash on cash

For a buy and hold rental, three numbers matter most. Monthly cash flow is what's left after the mortgage and every operating cost. Cap rate (net operating income divided by price) lets you compare properties regardless of financing. Cash on cash return measures the return on the cash you actually invest. In high-priced Puget Sound markets, modest cash flow often pairs with strong long term appreciation, so it's worth weighing both, with an eye on repair costs and value add potential.

Investor FAQ

Common questions

What's a good cap rate around here?

Cap rate is net operating income divided by price. In high-priced Puget Sound markets, cap rates often run lower than the national average, so many local investors weigh long term appreciation and equity alongside cash flow. Run a specific property to see where it lands.

Cap rate vs. cash on cash return?

Cap rate ignores financing (NOI ÷ price) and is great for comparing properties. Cash on cash measures the return on the actual cash you invest, down payment plus closing costs, after the mortgage. This tool shows both.

Does this account for vacancy and maintenance?

Yes. You set vacancy, maintenance, and management as percentages of rent, plus taxes, insurance, and HOA, so the cash flow and cap rate reflect real operating costs, not just rent minus mortgage.

Do you help with 1031 exchanges and multifamily?

Yes. Beyond single family rentals, I work on multifamily acquisitions and 1031 exchanges, and bring an investor's and former contractor's eye to value add and repair costs. Run your numbers, then let's talk strategy.

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